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By accessing the TMAXFINANCIAL.COM web site and using the services on this site, you agree to be bound by the terms and conditions ("Terms") below. Please read these Terms carefully. If you do not agree to these Terms, do not access or use this web site. The TMAXFINANCIAL.COM web site is operated by TMAXFINANCIAL.COM All references below to TMAXFINANCIAL.COM includes TMAXFINANCIAL, INC.

Any Financial Service
TMAXFINANCIAL is service matches consumers with prospective lenders participating in TMAXFINANCIAL is direct network of personal and payday loan lenders ("participating lenders"). To use the service, you must complete one or more online application forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information. TMAXFINANCIAL’s use of this information is subject to this site. In order to use this web site or the service, you must agree to the separate terms and conditions set forth in the Privacy policy, which are incorporated herein by reference.

By submitting the application form(s), you understand and agree that you are submitting an inquiry about a loan product to TMAXFINANCIAL’s and each of the participating creditors to whom TMAXFINANCIAL is transmits your request. By submitting the application form(s), you are extending an express invitation to TMAXFINANCIAL is to any and each of the participating Creditors with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

Participating Creditors who receive your application information from TMAXFINANCIAL will review your information in real-time to determine whether your information meets the qualification criteria. Participating Creditors may, among other things, verify your social security number, perform a credit check, and review your information against national databases. You agree to allow participating lenders to review, verify, and research your information in such manner.

If a participating Creditor determines that your application meets its qualification criteria, the TMAXFINANCIAL’s web site will open a new web page identifying the name(s) and contact information of the lender(s), or redirect your browser to the lender web site. You understand and agree that, once you have been redirected to the lender web site, TMAXFINANCIAL has no further involvement in the application or approval process. Your subsequent interactions with the lender are subject to privacy policy, terms of use, and other policies and/or terms enforced by that lender.

TMAXFINANCIAL is not a lender and does not make loans or credit decisions in connection with its loan matching service. TMAXFINANCIAL does not guarantee acceptance into any particular loan program or specific terms of conditions with any participating Creditors. TMAXFINANCIAL does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders through the loan matching service are the best terms available in the market.

TMAXFINANCIAL does not endorse or recommend the products of any particular lender. TMAXFINANCIAL is not an agent of you or any participating lender. TMAXFINANCIA is not involved with the lender’s use and/or review of your application information or in making a determination about whether you meet particular Creditors qualification criteria. The Creditor is solely responsible for its services to you, and you agree that TMAXFINANCIAL shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the service. You understand that TMAXFINANCIAL may keep your application information, whether or not you are qualified with them.

Control over Features, Functions, and Access to the Service
TMAXFINANCIAL reserves the right to change any information, features and/or functions of the service without prior notice. TMAXFINANCIAL may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that TMAXFINANCIAL determines, in its sole discretion, violate these Terms, the rights of TMAXFINANCIAL or any third party, or is otherwise inappropriate. TMAXFINANCIAL is not responsible for any errors or delays in providing the loan matching services caused by errors in any of the application information provided by you or by any technical problems beyond our reasonable control.

Disclaimers and Limitations
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." TMAXFINANCIAL EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. TMAXFINANCIAL MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB SITE AND/OR TMAXFINANCIAL SERVICES IS AT YOUR OWN RISK. TMAXFINANCIAL AND/OR ITS PARTICIPATING LENDERS ORADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR TMAXFINANCIAL SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF TMAXFINANCIAL OR ITS PARTICIPATING LENDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF TMAXFINANCIAL ITS PARTICIPATING LENDERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnity
As a condition of using this web site and/or the services offered herein, you agree to indemnify TMAXFINANCIAL and its participating lenders from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.

Dispute Resolution
Any controversy or claim arising out of or relating to the use of the web site, to the goods or services provided by TMAXFINANCIAL, or to any acts or omission for which you may contend TMAXFINANCIAL is liable, including but not limited to any controversy or claim as to arbitrarily ("Dispute"), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time.

THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND TMAXFINANCIAL WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. By using TMAXFINANCIAL service, you consent to these restrictions.

In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and TMAXFINANCIAL. you agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Bergen County, NJ. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Other Terms
These Terms constitute the entire agreement between you and TMAXFINANCIAL. These Terms shall be governed by the laws of the State of New Jersey without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by TMAXFINANCIAL to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. TMAXFINANCIAL may amend these Terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.

Copyright (c) 2009 TMAXFINANCIAL.COM. All rights reserved. Other product and company names mentioned herein, including the names of participating lenders, may be the trademarks of their respective owners.